“We are in an arms race with sophisticated, high tech enemies who are now concentrating on smaller business bank accounts in addition to their continued efforts to steal from large 
corporations.” To combat the risk, Conner suggests that small businesses employ a “triple threat” security package that would include
• AuthenticationÂ
• Fraud detection Â
• “Out-of-band transaction verification and signing for high-risk transactions”
(From a USAToday.com article)   Authentication and fraud detection intuitively make sense – these sorts of products look at your transaction, and transaction history, and check for suspicious activity. Conner explained that while Entrust already offers the first two types of protection, to better serve its customers, it is adding that third, necessary layer, of protection with a new product being launched this week.
 “IdentityGuard Mobile” is an app for your smartphone. When a potentially suspicious activity begins to hit your account, this product sends you a text of the transaction details and asks you to authenticate and approve it before the bank can approve it.
 With the challenges to small business coming from all sides – decreased lending, tighter budgets, wary consumers – the last thing we need is to take a financial hit due to cybercrime, so we must be vigilant. Keep your security patches up to date. Make sure you have a robust antivirus suite. Change your pass codes frequently. Use the triple threat.
  http://www.usatoday.com/money/smallbusiness/columnist/strauss/2010-04-18-cyber-threats_N.htm
