Category Archives: Insurance

by | October 21, 2011 · 5:53 am

Hospitality Industry Fire Safety Risks: "Fire Sprinkler" Shutoff Tool Can Minimize Water Damage From Accidental Activations

“…The amount of water that comes out of a fire sprinkler head can fill a bathtub in 2 minutes. Sometimes guests panic and don’t report the problem immediately which results in serious water damage. Or worse, the sprinkler water shut off system is in a room with a locked door…”

Shutgun is a one-handed tool that shuts off fire sprinkler heads fast and it fits comfortably in his pocket.

Hotels and accidental fire sprinkler activations seem to have their own dynamic. What seems to set them apart from other buildings is that few places have the constant influx of diverse visitors that a hotel does. The fact that in many hotel rooms there are signs that say, ‘Please do not hang garments from the fire sprinkler heads’, is a clear message that accidental fire sprinkler activations are not an uncommon occurrence.

More than once a wedding gown has been ruined just prior to the wedding by an unsuspecting bride-to-be hanging her dress from the sprinkler head. It is not hard to imagine. Wedding dresses with their long trains often don’t fit properly in closets. The sprinkler head looks high enough that once hung there the dress will not wrinkle. Unfortunately, when a sprinkler head is activated the dress is ruined beyond repair.

Other common activations can be caused by something as simple as a maid flicking a bed sheet that gets caught in the sprinkler head or a painter getting a dab of paint on the sprinkler head then trying to rub it off or kids having a pillow fight.

Read more: http://www.sfgate.com/cgi-bin/article.cgi?f=/g/a/2011/10/21/prweb8894292.DTL#ixzz1bQLJSpp7

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Filed under Guest Issues, Insurance, Liability, Maintenance, Management And Ownership, Risk Management, Technology, Training

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by | October 19, 2011 · 8:20 am

Hospitality Industry Social Media Risks: Hotel Management Must Asses Legal Risks Related To All Advertising Media Including Trademarks, Copyrights, Privacy And Data Security

“…from a risk-management and legal perspective, social media public relations, marketing and advertising efforts frequently present legal risks that are not always fully appreciated either by managers and directors, or those charged at the operations level with implementing the plans…”

The potential legal risks are wide-ranging and cover areas such as trademarks and copyrights, rights of publicity and privacy, data security, labor and employment issues, and the like. They also include compliance with the rules and regulations of state and federal agencies, such as the Federal Trade Commission.

  •  The potential legal risks are wide-ranging and cover areas such as trademarks and copyrights, rights of publicity and privacy, data security, labor and employment issues, and the like.
  • There is no reason not to proactively review the avenues of social media and begin the process of developing guidelines to mitigate risk. 
  • Fundamentally, a significant number of arising issues are no different than they are in traditional advertising mediums and require nothing more than policy tweaking.

For more: http://www.hotelnewsnow.com/Articles.aspx/6715/How-to-manage-legal-risks-of-social-media

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by | October 18, 2011 · 9:04 am

Hospitality Industry Health Risks: Wisconsin Hotels Respond To Complaints Of "Bed Bugs" With Swift Action

“Although the National Pest Management Association (NPMA) estimates there has been an increase in bed bugs in America over the last several years, the increase has had a minimal impact on the vast majority of hotels. Bed bugs are brought into hotels by guests; it is not a hotel sanitation issue. Education, awareness, and vigilance are critical. A trained and knowledgeable housekeeping staff is one of the best lines of defense, along with having regular pest control inspections as we have in place at the Rodeway Inn and Suites.”

The Health Department said it has gotten bed bug complains about the Rodeway Inn on Hastings Way and the Days Inn on Craig Road. These reports show how both hotels took quick action to control their bed bug problems.

But the Health Department said it’s important to remember that just because a hotel has the bugs, it doesn’t mean they’re dirty. “They can get into small cracks and crevasses and crawl out in the place they stop at and quite frequently that is a hotel,” said Courtenay Johnson, the Director of Environmental Health.

A complaint about the Rodeway Inn, filed with the Health Department by a guest claims they found six bed bugs on their bed. Another complaint about the Days Inn on Craig Road showed bed big sniffing dogs looking for the blood sucking pests. Both documents show the hotels took swift action.

“I haven’t seen a hotel or heard of one anywhere else that’s allowed a bed bug infestation to persist,” Johnson said.

For more;  http://www.weau.com/news/headlines/131902858.html?ref=858

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by | October 16, 2011 · 7:06 am

Hospitality Industry Legal Risks: "Enabling Independence: Service For Guest With Disabilities" Outlines "Americans With Disabilities Act" (ADA) Compliance (Video)

[youtube=http://www.youtube.com/watch?v=nIGw7QKOJnY&feature=player_embedded]

This video “Enabling Independence: Service for Guests with Disabilities” outlines how the American Disabilities Act (ADA)affects the hospitality industry. It highlights the unique needs of guests with various disabilities and identifies how lodging employees can accommodate their desire for independence. It also covers expanded ADA requirements regarding power-driven mobility devices, service animals, and practical steps you can take to ensure the safety and satisfaction of guests with disabilities.

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by | October 15, 2011 · 5:22 am

Hospitality Industry Liability Risks: Arizona Hotel Found Guilty Of "Negiligence" On Appeal In Death Of Guest As Judges Find "Intended Use Of Stairway Required Center Handrail"; Carpet "Camouflaged" Dangerous Condition

“…An expert for the family testified that construction plans for the hotel, as well as its floor plan, depicted a center handrail where Volner fell… The expert also said that based on the intended use and width of the stairway, as well as applicable city building codes, a center handrail was required…”

“…the pattern on the carpet “camouflaged’’ the stairs, exacerbating the dangerous condition created by the lack of a handrail…”

The state Court of Appeals has upheld a $2.4 million verdict against a Tucson hotel where a woman tripped, fell down the stairs and died.

In a unanimous ruling, the judges rejected arguments by the owners of the Viscount Hotel that evidence of subsequent injuries is irrelevant to whether the business was negligent in this specific incident. They also brushed aside claims by the attorneys for the hotel that such evidence was prejudicial and would unfairly sway jurors against the business.

 Court records show that 78-year-old Harriet Volner was at the hotel in 2007 to have breakfast with friends when she fell at the stairs leading into the hotel’s atrium. She hit her head, went into a coma and died five days later after being taken off life support.

Her four children sued. A jury issued a $3 million judgment. But jurors concluded that Volner was 20 percent liable for her own injuries, reducing the verdict to $2.4 million.

A former hotel employee said there had been a center handrail but it had been removed and the carpeting changed. And an expert witness hired by the hotel agreed that the building code required a center handrail and it was a violation to have removed it.

For more:  http://www.ahwatukee.com/news/valley_and_state/article_a9ac7f01-7345-5d2f-8ebd-89ae0aa1271e.html

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by | October 14, 2011 · 6:15 am

Hospitality Industry Guest Information Risks: Hotels Are Collecting More Personal Information On Guests And Protecting "Personally Identifiable Information" Is Top Priority

“…ensuring the security of this data is so important that it’s consuming hotel IT departments’ attention right now, said Josh Weiss, Hilton Worldwide’s VP of brand and guest technology…”

 “…The stakes involved in protecting “personally identifiable information” (data that can be used to uniquely identify, contact or locate a single person) are far higher with this personal information than with credit-card information…”

As hotels collect more personal information about guests and the Epsilon and Sony data breaches earlier this year shook people’s confidence in corporate data protection, hotel guests are increasingly asking hotels how well they’re securing their personal information, Mark McBeth, Starwood Hotels’ VP of information technology, said during a recent conference.

IT execs from Starwood and also Hilton and owner/operator White Lodging said they’re responding by making guest-data security their No. 1 priority. “PII is considered high-risk because if there were to be a breach, you’re exposing the guest’s identity,” he said. “It paints some pretty scary pictures.”

A “PII” breach could potentially lead to child abduction or a murder if information falls into the wrong hands, he said.

For more:  http://travel.usatoday.com/hotels/post/2011/10/starwood-hilton-work-to-protect-personally-identifiable-information/553616/1

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by | October 12, 2011 · 6:54 am

Hospitality Industry Insurance Solutions: "Hotel Reputation" Insurance Policies Can Now Provide Hotel Owners With Protection For "Brand Damage" From Guest Injuries, Food Poisoning And Health Risks"

The Hotel Reputation Protection 2.0 policy will protect hotels against a range of common causes of brand damage such as death or permanent physical disability of a guest, food poisoning and outbreaks of Norovirus and Legionnaire’s disease.

 The Willis-Kiln product will provide cover for lost revenue based on RevPAR figures. RevPAR is a performance metric used in the hotel industry to measure revenue per available room. The policy will also cover the cost of hiring a crisis management consultant following a potentially reputation damaging incident. Laurie Fraser, global markets leisure practice leader for Willis, said: “In the extremely competitive hotel industry, reputation accounts for approximately 30-40% of a business’s overall worth.

 Read more: http://www.insuranceage.co.uk/insurance-age/news/2116523/willis-kiln-launch-protection-policy-hotels#ixzz1aZw3mowj Insurance Age – Serving the broker community. Claim your free subscriptions today.

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by | October 10, 2011 · 5:13 am

Hospitality Industry Health And Safety Risks: Utah Hotel Housekeeper Hospitalized After Cart Causes "Bear Spray" Can To Discharge; Hotel Guests Evacuated To Ventilate Building

“…The woman was unable to open her eyes after being exposed to the spray, so she was taken to a hospital, Baldwin said. All guests at the hotel were evacuated for about a half hour while crews ventilated the building…”

A housekeeper was hospitalized Sunday after a can of bear spray discharged in the Marriott Hotel in downtown Salt Lake City. The woman was pushing her housekeeping cart on the 6th floor of the hotel, near 100 South and West Temple, when the cart bumped a can of bear spray that had been left on the floor of the hall.

The can sprayed when it was struck, shooting out a substance that “is like pepper spray, only 10 times stronger,” said Salt Lake City battallion fire chief Clair Baldwin. Investigators were trying to determine why the can was left in the hallway.

For more:  http://www.sltrib.com/sltrib/news/52698974-78/spray-hotel-baldwin-bear.html.csp

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by | October 9, 2011 · 7:36 am

Hospitality Industry Pool Safety Risks: Nevada Hotel Guests Hospitalized After Suffering "Chlorine Burns" In Jacuzzi Spa Caused By Possible Malfunction Of Chlorine System

“…The Clark County Fire Department says two hotel guest at the Hooters Casino Hotel were taken to the hospital for second degree burns…it called the Southern Nevada Health District, which shut down the pool pending an investigation…”

When Knox called an ambulance, paramedics told him his son’s friend had second-degree burns on 91 percent of his body and he was almost going into shock…”

Andrew Miller has burns on his legs and feet. He is also friends with the two victims that were sent to the hospital. “It seemed like we were fine but as we started walking back up to the room we all started noticing we were kind of itchy,” Miller said. Miller and his friends called Kevin Knox, a father of one of the group who made the room reservations. Knox tells FOX5 when he arrived things were pretty bad.

“Went up to see him and he was in his bed and he was shaking he was so cold, and he just from his neck down to his feet he was completely red and on his back it was actually bubbling,” Knox said.

“That’s when they said we got to take him to the emergency and we’re taking her too because she couldn’t even walk; her legs were just red,” Knox said.

But Knox heard a rumor of what happened. “They do have a chlorine system that goes every 15 minutes or so that puts out a little bit of chlorine, but at six o’clock in the morning when these kids were in it, it dumped all of it,” Knox told FOX5.

Clark County Fire believes the burns were caused by chlorine exposure, but it is still trying to confirm if the accident was caused by a malfunction or human error. Knox believes his son’s friends weren’t the only victims.

“The security explained to the fire department that (they) had several complaints of people getting burned so it’s not just these two or these four,” said Knox.

For more:  http://www.fox5vegas.com/story/15650310/two-hooters-casino-guests-hospitalized-after-hot-tub-chlorine-burns

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by | October 7, 2011 · 3:10 pm

Hospitality Industry Employee Risks: California Supreme Court To Determine Whether "Non-Exempt Employees Are Entitled To Uninterrupted, Off-Duty Meal Periods Of 30 Minutes For Every Five Hours Worked"

“…At issue in the case is whether California employers must ensure that their employees actually take their meal and rest periods or merely make them available. Guidance is also anticipated regarding the time in the workday in which meal and rest periods must be taken and whether or not legally-compliant meal and rest period policies can protect an employer against class actions even when these policies are unevenly enforced…”

The California Supreme Court will hear oral argument in Brinker Restaurant v. Superior Court (Hohnbaum, et al., real parties in interest) on November 8, 2011, according to the Court docket issued this week. The Court generally issues decisions within 90 days after completion of oral argument and submission of post-argument briefs, if any. A decision is expected by mid-February, 2012.

The decision is extremely important to California employers because meal and rest period claims have been the basis of hundreds of class action lawsuits in California. The Court’s decision could make it more difficult for plaintiffs to bring these claims as class actions, or, depending on the ruling, could establish rigid guidelines which may foster more class actions. Either way, California employers and plaintiffs class action lawyers alike have eagerly awaited this decision since the Supreme Court took up the case in October 2008 and look forward to receiving guidance from the high court.

Under California law, nonexempt employees are entitled to uninterrupted, off-duty meal periods of at least 30 minutes for every five hours worked. While there are certain limited exceptions to this rule (such as a revocable written waiver of the meal period in limited circumstances), employers are required to compensate employees for on-duty meal periods. In addition, California law assesses employers a penalty equal to one hour of pay at the employee’s regular rate for every day there is a meal period violation.

For more:  http://hotellaw.jmbm.com/2011/10/labor_brinker_case.html

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