Liability insurance and garage keepers legal liability insurance are two specifically different coverage’s.
Liability insurance provides protection for the parking company for their negligence should they injury or damage someone or someone else’s property (i.e. Bodily Injury and Property Damage Coverage).
This would be to a third party. Garage keepers legal liability insurance provides protection for the parking company for their negligence should they damage the customers vehicle in which they have taken into their care, custody and control.
For more:Â http://www.valetpark.net/ins.html